Our office gets frequent phone calls from people who have been notified of a bank levy or wage garnishment and want to know how to respond. A garnishment or levy rarely comes out of nowhere, and is almost always the result of having a judgment entered against you in a lawsuit. So the best response depends on a couple of different factors, such as whether there are grounds to vacate the judgment in the underlying lawsuit, whether you can exempt the property from being taken,

Our office is often contacted by consumers who think they have been victims of identity theft because they see unfamiliar accounts on their credit report. While identity theft is sometimes to blame, the more common culprit is actually a credit bureau. Believe it or not, they often "mix" someone else's credit information in with your own file. If you think you are the victim of either identity theft or a mixed credit file, you should contact us immediately to explore your le

If you have been sued by a debt collector, it is important that you do not just ignore it and hope it will go away. You may have some defenses and legal claims that you must move quickly to assert. While this post should be no substitute for an actual consultation with an attorney, we will try to walk through some of the more frequent questions and issues that arise after someone has been sued on a consumer debt. Who is actually suing you? If you have been served with a col