It can be frustrating to deal with inaccurate credit reports.  Not only can errors wreak havoc on your financial and mental wellbeing, but they can sometimes be complex to correct.  The good news is that consumers have rights, under the Fair Credit Reporting Act (FCRA), that help ensure credit reporting agencies report accurate information and creditors appropriately reinvestigate disputes.  California consumer have a few additional protections under the state's Consumer Credit Reporting Agencies Act (CCRAA).

Legal Disclaimer: The information on this website is for informational purposes only, and not for the purposes of giving legal advice.  Everyone's situation is different, and there may be legal nuances to your case that may not be obvious after reading the below information, which is more general in nature.  Please contact us if you would like a consultation as to how the law may apply to your individual circumstances.

© 2019 by Erika Heath

San Francisco, CA